Privacy Policy
Last updated: 1 July 2026
1. Overview
This Privacy Policy explains how AFG Allgemeine Factoringgesellschaft mbH ("AFG", "we", "us") collects, uses, and protects personal data in connection with the website afg-stuttgart.org (the "Website"). This Website provides general information about factoring, invoice financing, and business liquidity and does not offer any paid services.
2. Data controller
The data controller responsible for this Website is:
- AFG Allgemeine Factoringgesellschaft mbH
- Hauptstraße 20, 70563 Stuttgart, Deutschland
- Phone: +49 0711 666320
- Email: support@afg-stuttgart.org
3. What information we collect
We collect information in the following ways:
- Contact form submissions: name, email address, phone number (optional), and any message content you provide.
- Automatically collected data: standard technical information such as browser type, device type, pages visited, and approximate location derived from IP address, collected through cookies and similar technologies described in our Cookies page.
4. How we use your information
| Purpose | Legal basis |
|---|---|
| Responding to enquiries submitted via the contact form | Legitimate interest in answering requests you initiate |
| Maintaining the security and functionality of the Website | Legitimate interest / legal obligation |
| Understanding aggregate Website usage (analytics, if accepted) | Consent, where required |
| Complying with applicable legal and regulatory obligations | Legal obligation |
5. Cookies
The Website uses essential cookies required for basic operation and, only with your consent, optional cookies used to understand how visitors use the site. Full details are provided on our Cookies page, including how to withdraw consent at any time.
6. Data sharing
We do not sell personal data. We may share limited information with service providers who help us operate the Website (for example, hosting or email delivery providers) under confidentiality obligations, or where required by law.
7. International transfers
Where information is processed outside the European Economic Area by a service provider, we take reasonable steps to ensure an adequate level of protection, such as relying on standard contractual clauses where applicable.
8. Data retention
Contact form submissions are retained only as long as necessary to address your enquiry and to comply with any applicable legal, accounting, or reporting obligations, after which they are deleted or anonymised.
9. Your rights
Subject to applicable law, including the EU General Data Protection Regulation, you may have the right to request access to, correction of, deletion of, or restriction on the processing of your personal data, to object to processing, and to request data portability. To exercise any of these rights, contact us at support@afg-stuttgart.org.
You also have the right to lodge a complaint with a supervisory authority, such as the data protection authority responsible for Baden-Württemberg.
10. Children's privacy
This Website is intended for business audiences and is not directed at children. We do not knowingly collect personal data from children.
11. Changes to this policy
We may update this Privacy Policy from time to time to reflect operational, legal, or regulatory changes. The date at the top of this page indicates when it was last revised.
12. Contact us
If you have questions about this Privacy Policy or how your data is handled, please contact us at support@afg-stuttgart.org or +49 0711 666320.